HSBC Camberwell Electrics Interest FREE No Fees Finance


HSBC Camberwell Electrics Interest FREE Finance 12 Months No FEES

HSBC Interest Free* purchase at Camberwell Electrics 

Get a response in 60 seconds!

  • Click ‘Apply Now’ and complete the HSBC credit card application.
  • The HSBC response will be displayed on-screen and emailed to you.
  • If you’re approved, all you need to do is take your response, your application and Photo ID in to Camberwell Electrics. It’s that easy!
  • Finance is not available to online shoppers or applicants that cannot come into Camberwell Electrics to complete their purchase
  • All Interest Free purchases need to be delivered within 12 months of the application being approved

After the Interest-free* period, the balance owing will have a rate that reverts back to a p.a. variable cash advance rate at the time of purchase.

($99 Annual Fee, $500 Minimum Purchase. Cannot be redeemed for existing balances.)

   Apply Now for HSBC Months Interest Free*    


Please note: Finance is not available to online shoppers or applicants that cannot attend our Camberwell Electrics store to complete their purchase.

Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162. Australian Credit Licence 232595 

  


HSBC Visa Credit Card Features

HSBC Credit Card Image

Features

You are applying for an HSBC Visa Credit Card that allows you to make interest free* purchases through Camberwell Electrics.  

The HSBC Visa Credit Card provides you with:

  • Interest-free* purchases at Camberwell Electrics (after interest free period balances outstanding at the end of the promotional period will form part of the normal account balances and will accrue interest at the cash advance rate current at the time)
  • Competitive $99 annual fee.
  • For purchases from $500 to $50,000.
  • No early repayment fees on your purchase.
  • Worldwide acceptance at over 24 million Visa retailers.
  • Cash withdrawals at over 800,000 ATMs worldwide.

HSBC Frequently Asked Questions 

How Does HSBC Interest-Free* work?

Interest-Free* means you will not pay any interest on the purchase you made with Camberwell Electrics during the 12 months after your purchase. You will be required to pay the minimum monthly repayment for the balance of the card. Other transactions made with your credit card will incur interest charges. Upon expiry of your interest-free* period, balances outstanding at the end of the promotional period will form part of the normal account balances and will accrue interest at the cash advance rate current at the time. 

Can I make other HSBC interest-free* purchases with my card?

Yes, you can use your card to make additional interest-free* purchases in-store up to your available credit limit.  Note: - Conditions Apply – Speak to our sales team
Simply bring your HSBC Visa card in-store and ask our sales staff to process an ‘Add-on.’

What is the minimum monthly repayment I will have to make?

The minimum monthly repayment is the higher of $30 or 3% of the outstanding balance at the time of your credit card statement is issued. You must pay at least the minimum repayment set out in each statement on or before the due date. This is the date HSBC should receive your payment, not the date on which you make the payment. You should allow sufficient time for payments to be received and processed by HSBC before the due date.

HSBC will allocate payments to pay off the portion of the balance which attracts the highest interest rate first and subsequently to portions of your balance attracting lower interest rates. This may mean applying any and all payments made to your HSBC credit card to pay off other transactions first  such as non interest-free purchases and cash advances before any interest-free transactions.


Issued by HSBC Bank Australia Limited ABN 48 006 434 162 Australian Credit Licence No. 232595 (“HSBC”) and HSBC is the credit provider. Lending criteria, fees, charges and interest rates apply. Terms and conditions apply.